MY CADILLAC REWARDS® MASTERCARD®

The My Cadillac Rewards® Mastercard®^† helps you accelerate how you earn points with every purchase.^† See Program Rules.

My Cadillac Rewards Card Used to Earn or Redeem Points

APPROVED CARDMEMBER OFFER

EARN 15,000 BONUS POINTS AFTER SPENDING $1,000 ON THE MY CADILLAC REWARDS® MASTERCARD® IN YOUR FIRST 3 MONTHS.^†

INTRODUCTORY PURCHASE APR

0% INTRO PURCHASE APR FOR THE FIRST 9 MONTHS^†; THEREAFTER VARIABLE APRS RANGE FROM 19.49% to 29.49%.

ANNUAL FEE

$0^†

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APPLY NOW

EARN MORE

4 points for every $1 spent using the card, anywhere, everyday.^†

7 total points for every $1 spent on paid Cadillac Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® plans.^†

REDEEM MORE

Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease.^†

Redeem your points toward paid Cadillac Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar plans, Cadillac Financial and Protection Plans, and SiriusXM®.^†

Redeem up to $1,000 toward the purchase of a Cadillac, Chevrolet, Buick or GMC Certified Pre-Owned vehicle.^†

Woman Enjoying Her My Cadillac Rewards on Vacation

AUTOMATIC GOLD TIER

My Cadillac Rewards Cardmembers automatically earn Gold Tier status.^† There’s no annual fee^† and points don't expire.

UNLIMITED EARNING AND REDEMPTION POWER

There’s no limit to how much a Cardmember can earn and redeem toward an eligible, new GM vehicle.^†

ACCESS TO SPECIAL OFFERS

Unlock additional benefits including statement credit redemptions.

Man Using His My Cadillac Rewards Card at Coffee Shop to Earn Points

SPECIAL OFFERS FOR CARDMEMBERS

There are so many ways for My Cadillac Rewards Cardmembers to level up through two membership tiers and choose a path to more benefits and exclusive offers.

STATEMENT CREDIT TOWARD YOUR FUEL OR EV STATEMENT CREDIT

Activate to start spending toward a $100 statement credit if you spend $1,500 on fuel^† annually with your My Cadillac Rewards® Mastercard®, or if you own a Cadillac electric vehicle and charge 6 electric bills^† annually with your My Cadillac Rewards® Mastercard®. Enrollment required.

VEHICLE DETAILING ALLOWANCE

Get a $50 allowance when you use your My Cadillac Rewards Card for vehicle detailing at a participating GM dealer every calendar year.^†

Woman Booking a Hotel Room Using My Cadillac Rewards

ACCESS TO MASTERCARD WORLD ELITE® BENEFITS

As a My Cadillac Rewards Cardmember,^† you have access to Mastercard World Elite® benefits, including special discounts and access to unforgettable experiences.

EVERYDAY VALUE

Enjoy discounts and perks including Lyft™, ShopRunner℠, Peacock, and Instacart.

PEACE OF MIND

Mastercard Identity Protection helps protect Cardmembers with alerts, resolution services and lost wallet assistance. Zero Liability ensures that Cardmembers won’t be held liable for unauthorized purchases. Global Emergency Services are available 24/7 for lost and stolen card reporting, emergency card replacement, emergency cash advances and more.

TRAVEL PERKS

While on the road, Cardmembers can enjoy Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.

RATES & FEES

Introductory Annual Percentage Rate (APR) for Purchases

0% for 9 months from the date of account opening.

After that, your APR will be 19.49% to 29.49%; variable based on your creditworthiness.

Annual Percentage Rate (APR) for Purchases

19.49% to 29.49%; variable based on your creditworthiness.

APR for Cash Advances

29.99% variable

Annual Fee

Foreign Transaction Fee

Cash Advance Fee

Late Payment Fee

Up to $40

IF YOU'VE GOT A QUESTION, WE'RE HERE TO HELP.

Find answers to your questions in the Support section. Not finding what you're looking for? Contact a dedicated Member Support Specialist here.

GO TO REWARDS SUPPORT