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Protection Plan EV Protection Plan GAP Coverage Pre-Paid Maintenance EV Pre-Paid Maintenance Tire & Wheel Protection Advanced Protection XS Wear Lease Protection Multi-Coverage Protection ABOUT PROTECTION FIND YOUR PLAN START YOUR CLAIM FAQ LOCATE A DEALER

ENDORSED BY CADILLAC AND BACKED BY GENERAL MOTORS

CADILLAC GAP COVERAGE

Rear View of the 2025 Cadillac XT4 Driving Fast Through the City at Night

Immerse yourself in confidence with Cadillac GAP Coverage.* GAP Coverage can provide added financial protection in the event of a total loss by waiving some or all of the difference between what you owe on your finance agreement and the amount your primary insurer pays, including your deductible. Plus, Cadillac GAP coverage is endorsed by Cadillac and General Motors.
Cadillac GAP Logo of a Key in a Shield

CADILLAC GAP COVERAGE

KEY BENEFITS

  • The only GAP Protection endorsed by Cadillac and General Motors
  • Offered in terms up to 8 years
  • Available for any finance amount on new or pre-owned vehicles, only at the time of vehicle purchase
  • No maximum dollar amount on covered losses that are waived
  • Includes a waiver for your primary insurance deductible up to $1,000*
  • Covers rideshare services
  • Can be cancelled* at any time
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COVERAGE OPTIONS

GAP

Can add financial protection in the event of a total loss by waiving some or all of the difference of what you owe on your vehicle.

Terms up to 8 years

GAP PLUS

Offers the same benefits as the standard GAP coverage, plus a $1,000 credit toward the purchase of a Cadillac replacement vehicle. Only available at participating GM Dealers. Not available in all states.

Terms up to 8 years

GAP

Can add financial protection in the event of a total loss by waiving some or all of the difference of what you owe on your vehicle.

Terms up to 8 years

GAP PLUS

Offers the same benefits as the standard GAP coverage, plus a $1,000 credit toward the purchase of a Cadillac replacement vehicle. Only available at participating GM Dealers. Not available in all states.

Terms up to 8 years
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AVOID PAYING FOR A TOTAL LOSS

GAP Coverage protects you from paying on a vehicle that is a total loss. In that event, this Plan can help cover the amount you owe on the vehicle that your insurance doesn’t cover. Ask your dealer for Cadillac GAP Coverage–the only plan with the same name as your vehicle.
A Black and White Graphic of a Cadillac SUV with GAP Letters Inside the Vehicle
VIEW SAMPLE CONTRACT

EXCLUSIONS

  • Losses occurring prior to the date of the GAP Addendum
  • Any amounts owed on the vehicle finance agreement resulting from late fees, due date changes, or from missed, delinquent, deferred or skipped payments
  • Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer’s family members or other persons acting under customer’s authority
  • Vehicles used for competitive racing or for a prohibited commercial purpose
  • If the customer has refinanced the vehicle finance agreement
  • Deductions taken by the primary insurer such as prior damage, salvage, missing items, excess towing, custom equipment and storage

Not a complete list of exclusions. See sample contract for a complete list of exclusions.

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PROTECTION
PLAN

Helps provide additional protection on top of the manufacturer’s limited warranty.
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PRE-PAID
MAINTENANCE

Designed to help cover costs associated with recommended maintenance of your Cadillac.
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Close-up of a Cadillac Tire with the Steel Emblem at the Center of the Wheel

TIRE & WHEEL
PROTECTION

Available at the time of vehicle purchase or when a new covered tire is purchased, it provides coverage for the repair or replacement of your Cadillac’s tires and wheels if damaged by a covered road hazard.
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An Overview Shot View of a Woman Looking at a Cadillac EV Being Charged

EV PRE-PAID
MAINTENANCE

Helps cover the cost associated with recommended maintenance, so you can keep your Cadillac EV running strong.
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A Man Is Charging a Red Cadillac EV While a Woman is Putting the Luggage in the Trunk

EV PROTECTION
PLAN

Helps provide additional protection over and above the manufacturer’s limited warranty on your Cadillac EV.
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ADVANCED
PROTECTION

Offers valuable replacement coverage for many of your vehicle components that commonly wear out over time.
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A Person in the Driver Seat Holding on to the Steering Wheel and Gear Shift inside a Cadillac

XS WEAR LEASE
PROTECTION

Helps make turning in your Cadillac at the end of your lease simple by providing added coverage for common wear and tear charges.
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Close-up of a Cadillac Emblem on the Front Grille of a Vehicle

MULTI-COVERAGE
PROTECTION

Features a suite of optional protection products selected to preserve your vehicle’s appearance and performance.
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